Call us on Phone 1860 500 8888 (Toll Free) between 9 am and 6 pm IST (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment. Do you or any other member you are purchasing this policy for reside with or has resided in last 21 days with a COVID-19 positive person ? There are various ways in which you can purchase this policy: Online:On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. The family combination selected is not applicable for this product. Tell us a little about yourself and we’ll get you the right quote. Highlights of Max Bupa Companion Health Insurance. In case your proposal gets rejected by us, we will deduct the balance 50% of the cost of medical tests from your premium and the balance premium would be refunded. Top-up is important as it takes care of the gap between your existing coverage, and the actual cost incurred during the year. The plan has sum insured limits as high as Rs.1 crore. Click here to get all the details about the latest job vacancies & other work-related information at Max Bupa. For this, the insured person has to be hospitalised for a minimum of 48 hours. Telephone:If you wish to know more about Max Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Thesebenefits are as per applicabletax laws, which can amend from time to time. You have the option of buying a health insurance policy for a period of one year or two years. I chose Max Bupa as my health insurance partner, and I can gladly say that I made the right choice for myself. For other sum insured options, in case your proposal gets rejected by us, we will deduct the full cost of medical tests from your premium and the balance premium would be refunded. Any form of AYUSH Treatments, except as mentioned in your policy document. It offers customers hassle-free claim settlement and lifelong renewability. The Max Bupa Health Companion Family Floater includes hospital cash benefit up to Rs.1,000/day apart from the sum assured for Variant 1, Rs.2,000/day for variant 2 and Rs.4,000/day for variant 3. Your health deserve nothing less. Treatment for any Injury or Illness resulting directly or indirectly from nuclear, radiological emissions, war or war like situations (whether war is declared or not), rebellion (act of armed resistance to an established government or leader), acts of terrorism. You will be able to get a discount on purchase of a policy for two years. Age should be in the range of {{(userInputs.selectedProductId == 'HealthCompanion_102' || userInputs.selectedProductId == '16') && userInputs.planType == 'Family' ? Telephone:If you wish to know more about Max Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Comments 1 . WHEN DOES IT MAKE SENSE TO OPT FOR TOP-UP? CAN I COVER ALL OF US IN ONE POLICY? Max Bupa’s Health Companion Individual Health Insurance Plan is affordable & comprehensive, designed keeping in mind the individual and nuclear family needs. Any diagnostic expenses which are not related or not incidental to the current diagnosis and treatment are excluded. It becomes really difficult to decide how much cover is adequate. Expenses for treatment directly arising from or consequent upon any Insured Person committing or attempting to commit a breach of law with criminal intent. No Claim Bonus. The Individual plan covers just 1 person. A pocket friendly health insurance plan that offers you more for less. A top-up health insurance plan to boost your sum insured. Max Bupa processes pre- authorization requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Max Bupa’s satisfaction. Key Features of Max Bupa Health Companion Plan Covers all hospitalization … The family combination selected is not applicable for this product. Get online reimbursements, Track your health, manage your policy & renewals, Reach your fitness goals with a personalised health coach, Store & access all your medical records with a few taps, Doctor’s appointment through our cashless health network, Identify yourself with your MaxBupa health card, After validation your request will be sent directly to us. Our Health Companion Deductible Option acts like a stepney to your health insurance plan. Spend less time on paperwork and more with your family, A cashless network of 4500+ hospitals & 2000+ doctors, No third-party agents! Treatment for any condition / illness which requires hormone replacement therapy. Tell us a little about yourself and we’ll get you the right quote. 2. Find your ideal plan here. Have you in last 21 days attended any gathering or visited anyone, where any person was or tested, COVID-19 positive after the event ? This includes: Assisted Reproduction services including artificial insemination and advanced reproductive technologies such as IVF, ZIFT, GIFT, ICSI. At the same time buying a large insurance cover in the current policy may not be affordable or available. Thesebenefits are as per applicabletax laws, which can amend from time to time. {{calculateMultipleAge(userInputs.multipleDOBAdult[index - 1])}}, {{calculateMultipleAge(userInputs.multipleDOBChild[index - 1])}}, Selected SI is not applicable for the annual income entered. Overview Our product ‘Health Companion’ is affordable & comprehensive, designed keeping in mind the individual and nuclear family (you, your spouse and upto 4 children) needs. This family combination is not applicable for this product. At the same time buying a large insurance cover in the current policy may not be affordable or available. Stronger protection for your family’s health. Brand Trust Report published by Trust Research Advisory. Newborn (at least 91 days) can also be added to your plan at the time of renewal. starts from ₹ 6444 . Go Active ... Max Bupa health insurance plans which takes away the financial pain of an accident or critical illness. Looking back to the days, I feel that the unpredictability of the Coronavirus situation, the uncertainty surrounding the disease, and the isolation period at the hospital was the main contributor to stress and anxiety than the virus itself. Do you or any other member you are purchasing this policy for reside with or has resided in last 21 days with a COVID-19 positive person ? Any treatment or medical services received outside the geographical limits of India. Unique features of Max Bupa Health Companion Health Insurance. Their team was proactive and followed up well. 2 lacs to 1 crore, depending upon need. /content/maxbupa/in/en/bank,/content/maxbupa/en/in/digital/home/app-form2,/content/maxbupa/en/in/digital/home/thank-you1,partner.maxbupa.com. tested positive for COVID-19 in past 21 days ? properties.maxAge : properties.childMaxAge}} years, Age should be in the range of {{moment.duration(properties.childMinAge, 'years').asDays()}} days - {{properties.childMaxAge}} years, At least one child age should be greater than {{properties.minChildAgeWhenNoAdult}}, {{userInputs.productTitle}}{{userInputs.productSecondTitle}}, + {{userInputs.memberCount}} {{userInputs.memberCount > 1 ? Monthly premium (including tax) for coverage of INR 5L Health Companion + INR 25L Max Bupa Health Recharge, for a 25 year old individual living in cities other than Delhi (NCR), Surat, Kolkata, Mumbai, Thane, Jaipur, Ludhiana, Pune is INR 620. For more details on terms and conditions, exclusions and waiting period, please read sales brochure before concluding a sale. Yes. Policy B: Health Companionwith Top-uphaving SI of Rs.5 lacs and aggregate deductible (threshold) limit of Rs.5 lacs, Situation 1: A single claim of Rs.7 lakhs, Policy B will pay remaining 2 lakhs as the threshold limit is crossed, Situation 2: 2 admissible claims in a year amounting to Rs.3 lacs each, Policy A will pay Rs 3 lacs for the first claim and 2 lacs for the second claim, Policy B will pay remaining 1 lac since the total claim in the year crosses the threshold limit, Situation 3: 2 admissible claims in a year, one amounting to Rs.6 lacs and the 2nd amounting to Rs.3 lacs in the same year, Policy A will pay Rs 5 lacs for the first claim and Policy B will pay Rs1 lac for the first claim and remaining 3 lacs for the 2nd claim since the total claim in the year crosses the threshold limit, ₹ {{getAmountInWords(userInputs.selectedSI)}}, ₹ {{getAmountInWords(userInputs.productType == 'AccidentCare' ? Treatment or Medical Advice  provided by a Medical Practitioner not recognized by the Medical Council of India or by Central Council of Indian Medicine or by Central council of Homeopathy. Get your claims processed painlessly by our customer service team directly, Get cover for inpatient treatment under AYUSH (Ayurveda, Unani, Siddha, and Homeopathy) up to base sum insured, Avail services at our network hospitals on a cashless basis, The policy assures you renewability for life with no extra loadings based on your claim history, Save taxes under section 80D of the income tax act when buying your health insurance policy. A trustworthy plan that makes insuring your family’s health painless, A health insurance which works for your every day, Protects you against accidental medical expenses, Protects you against 20 critical illnesses. You might face a point in life when you will be not ready for any unwanted challenges. For senior citizens, this amount is Rs. Claim cost range for the selected disease is as per the claims paid by Max Bupa for the period 2016 to 2019. 30,000. Features & Benefits – Max Bupa Heartbeat . Health Companion A trustworthy plan that makes insuring your family’s health painless. Coverage Up To Rs 3 Cr. As per the selected plan.3.only in select plan. Direct claim settlement, cashless facility, and assured plan renewal for life are some of the key benefits. So, I thought why not share what I have found myself worth mentioning. CIN: U66000DL2008PLC182918. It is in your best interests to undergo a medical check-up at the time of enrollment so that when you need us, we‘re there to provide speedy and efficient support and faster settlement of claims. Per year ₹ 500000. Expenses related to any treatment, including surgical management, to change characteristics of the body to those of the opposite sex. Treatment provided by anyone with the same residence as an Insured Person or who is a member of the Insured Person’s immediate family or relatives. An ideal choice for individuals, couples, nuclear family, and extended family, Max Bupa’s Health Companion plan offers a cover of up to Rs.1 Crore. Great! Top-up is important as it takes care of the gap between your existing coverage, and the actual cost incurred during the year. IS THERE ANY TAX BENEFIT THAT ONE CAN AVAIL OF WHILE PURCHASING HEALTH INSURANCE? WHAT IS TOP UP WITH ANNUAL AGGREGATE DEDUCTIBLE OPTION IN HEALTH COMPANION? A comprehensive health insurance plan to protect your family. UIN: MB / LP / CA / 2019-20 / 048 1 Max Bupa processes pre-auth requests within 30 minutes for all active policies, subject to receiving all documents and information (s) up to Max Bupa's satisfaction. Is Any of the members in your family is medical practitioner ? It comes into effect only when your total claim in the same year surpasses the threshold limit. Wide Coverage. Policy A: Employer/Regular health insurance policy with SI of Rs.5 lakhs. Know more. However, while looking on the internet I stumbled upon this question. Find your ideal plan here. While anybody can buy our Top-upoption at any time, however, it is not advisable unless you have bought a base health insurance cover or the coverage offered by your employer is at least equal to the chosen deductible (threshold limit) amount of our Top-up. No Room Rent Cap. We cover expenses 30 days before hospitalisation and 60 days post-discharge. Your health insurance policy can be used by you all across India. Fraud at Max Bupa health insurance. Expenses for cosmetic or plastic surgery or any treatment to change appearance unless for reconstruction following an Accident, Burn(s) or Cancer or as part of medically necessary treatment to remove a direct and immediate health risk to the insured. 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